Open Enrollment
Open Enrollment for 2027 benefits is Month X-Y, 2026.
This is your annual opportunity to enroll in or make changes to these benefits:
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- Medical, dental, and vision insurance
- Flexible spending accounts (FSAs)
- Supplemental life insurance
- Supplemental accidental death and dismemberment (AD&D) insurance
- Accident, critical illness, and hospital indemnity insurance
If you don’t do anything during Open Enrollment, your current benefits will continue in 2027 except FSAs – if you want an FSA in 2027, you must actively enroll in one during Open Enrollment.
Enrollment Resources
Need Help?
Call XXX-XXX-XXXX if you have questions about your benefits or how to enroll.
How to Enroll
When you’re ready to enroll or make changes, visit WEBSITE.
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Documentation for Dependents
If you’re enrolling dependents, you may need to provide this documentation:
- Marriage certificate
- Birth or adoption certificate
If you’re enrolling in or increasing supplemental life and AD&D insurance coverage for yourself or dependents, you may need to provide Evidence of Insurability.
Additional Step for Recent New Hires
If you’re hired during Open Enrollment, you’ll need to enroll twice: first for the current plan year, then again for 2027.
Confirmation Statement
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What’s New and Changing in 2027
Plan Costs
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2027 Medical Rates
Plan 1
Employee Only: $XX
Employee and Spouse/DP: $XX
Employee and Children): $XX
Employee and Family: $XX
Plan 2
Employee Only: $XX
Employee and Spouse/DP: $XX
Employee and Children): $XX
Employee and Family: $XX
Plan 3
Employee Only: $XX
Employee and Spouse/DP: $XX
Employee and Children): $XX
Employee and Family: $XX
Plan 4
Employee Only: $XX
Employee and Spouse/DP: $XX
Employee and Children): $XX
Employee and Family: $XX
2027 Dental Rates
Plan 1
Employee Only: $XX
Employee and Spouse/DP: $XX
Employee and Children): $XX
Employee and Family: $XX
Plan 2
Employee Only: $XX
Employee and Spouse/DP: $XX
Employee and Children): $XX
Employee and Family: $XX
2027 Vision Rates
Plan 1
Employee Only: $XX
Employee and Spouse/DP: $XX
Employee and Children): $XX
Employee and Family: $XX
Plan 2
Employee Only: $XX
Employee and Spouse/DP: $XX
Employee and Children): $XX
Employee and Family: $XX
Contribution Limits
Flexible Spending Accounts (FSA)
In 2027, you can contribute up to:
- Health Care or Limited Purpose FSA – [Limit]
- Dependent Care FSA – [Limit]
Health Savings Account (HSA)
In 2027, you can contribute up to:
- Individual medical coverage – [Limit]
- Family medical coverage – [Limit]
The contribution from [EMPLOYER remains/is changing] to:
- Individual medical coverage – [Limit]
- Family medical coverage – [Limit]
Commuter Benefits
In 2027, you can contribute up to:
- Parking – [Limit]
- Public Transportation – [Limit]
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Ready to enroll?
Before you enroll, see what’s new and changing for the next plan year. There may be changes that are important to you.
You have until 11:59 p.m. on Month Y to enroll or make changes. As a reminder, if you do nothing by the deadline, all your current benefits except FSAs will continue in 2027.